Net Worth is Euro 500 !! :-)

This is a big positive for me :-)

Have decided to further my education and take on a 2 yr part-time Degree thats related to my work. After tax relief and financial assistance from my employer this Degree is only going to cost me Euro 2,200 at most in total.

I know this must make American students sick as I know college can be very expensive over there and a lot of students graduate deeply in debt.

Yes... I am consciously thanking my lucky stars for living in a country where opportunity presents itself so easily...

Hope everyone has a good start to the week !!

June was 40% NSDs... this is lower than April and May but still pretty good. Can't think of a reason why it should be lower....

My average daily discretionary spend in June was Eur 15.14. This is also higher than April and May. April was about 11 Eur and May about 8 Euro. So it is a big increase. Yet I feel I wasn't a whole lot less frugal in June than in April/May. Obviously I was tho.

The only thing I can point to is that halfway thro May I started buying US dollars for my Peru trip in 2009. I buy $150 dollars every fortnight(payday) for approx Eur 99. So that adds Eur 200 to my monthly spend which is Eur 6.67 per day in June. That makes sense !!

I've thinking about a new discretionary spending plan:

At the start of the month, I give myself Eur10 for every day in the month in cash. Then every day I don't spend the full 10 I can add it on to upcoming days so I can treat myself if I wish. I might try it out in August.