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How much should I charge MBNA ????

May 21st, 2008 at 04:52 pm

The moment is here.... I AM CC DEBT-FREE !!

Well actually I've paid Eur 43 too much when paying off my CC so the CC company owes me money !!

This is a very serious situation but because I'm a friendly person I'll do the following:

Not charge any interest for 6 months....
Charge 10 % from 6 - 12 months....
Charge 20 % from 12- 18 months....
Charge 30 % from 18 - 24 months...

And if they dare miss a payment, I will of course charge a Eur 100 missed payment fee, add it onto the balance and increase the overall interest rate to 35 %....

that's just the kind of helpful guy I am....hehe

9 Responses to “How much should I charge MBNA ????”

  1. creditcardfree Says:

    Congratulations on being creditcard debt free. It warms my heart! Keep up the good work.

  2. luxlivingfrugalis Says:

    Way to go! Very generous terms!! Big Grin

  3. Petunia Says:

    Hooray! You did it! LOL over your fee schedule.

  4. paulettegoddard Says:

    Yay! Another arrow through the evil, withering meatsack of MBNA!

  5. AmbitiousSaver Says:

    Congrats!!! What a great milestone! LOL And thats a very generous fee schedule. Smile

  6. merch Says:

    Nice job!!! Tackle that personal loan and the YOU'RE DEBT FREE!!!!

  7. Broken Arrow Says:

    Hey congrats!

  8. koppur Says:

    ha ha! Smile congrats on being debt free!

  9. Apprentice Fun-Frugalist Says:

    Thanks all !! :-)

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